A. The issue of fault is always important. If the collision was not your fault, you should be compensated. In both Maryland and Virginia, laws in these matters focus on fault, and provide that if a party was partially responsible for an accident, he or she cannot recover against the other party, even if that party was mostly at fault. In cases where our potential client was partially, or even fully at fault, we determine if they have coverages called PIP or MEDPAY on their own insurance policies, and advise them on how to recover these benefits.