Q. Does an injury have to have a definite date of onset in order to be covered?
A. No. Your injury does not need to be caused by an accident, such as a fall from a ladder. Many workers receive compensation for repetitive stress injuries, including carpal tunnel syndrome and back problems, and for injuries caused by... Continue Reading »
Q. If I have been hurt, who will pay for my treatment?
A. The person who caused the accident, or his or her insurance company, is responsible for paying for your treatment. Your insurance carrier may also be involved in paying your medical claims in some cases. This does not, however, relieve... Continue Reading »
Q. Do I need an attorney?
A. For minor and short-lived injuries, usually no, you don’t need an attorney. If you have suffered a serious or permanent injury, or all or part of your workers’ compensation claim is denied, it is appropriate to hire an attorney.... Continue Reading »
Q. Who pays workers’ compensation benefits?
A. Employers are required to purchase insurance for their employees from a workers’ compensation insurance company. In some instances larger employers who are clearly solvent are allowed to self-insure or act as their own insurance company. Some smaller companies (fewer... Continue Reading »