Traps Insurance Companies Don’t Want You To Know

Traps Insurance Companies Don’t Want You To Know

What insurance companies will do, and what they will try to do, is often ridiculous, but seriously ‘unfair.”  I am here to prevent this unfairness. 

Police Reports: police reports can devastate a plaintiff’s case due to their credibility, with an example of how a police report changed a seemingly clear “slam dunk” trip-and-fall case.

Ambulance Records: statements made to ambulance personnel carry significant weight because they occur immediately after accidents, often contradicting later claims.

Surveillance (“Big Brother Is Watching You”): security cameras and cell phone videos can contradict plaintiffs’ versions of events, and how surveillance can catch plaintiffs performing activities they claim they cannot do.

Litigation History: databases can reveal prior claims about the same injuries, potentially undermining credibility.

Medical Records: filing a lawsuit waives doctor-patient privilege, allowing defense access to all medical history to determine if injuries pre-existed.

Spoliation: the importance of preserving evidence and the sanctions that can result from its destruction.

Personal Investigation: defendants can research plaintiffs’ activities, hobbies, and online presence to contradict injury claims.

Medical Experts: defense experts can challenge plaintiffs’ medical claims and how medical expert credibility can be attacked.

Physical/Mental Examinations: defense-appointed doctors typically minimize plaintiffs’ injuries.

Conclusion: Injured people must discuss their case weaknesses with their attorneys early to prepare for these defense tactics.