Traps Insurance Companies Don’t Want You To Know

What insurance companies will do, and what they will try to do, is often ridiculous, but seriously ‘unfair.”  I am here to prevent this unfairness.

Police Reports: police reports can devastate a plaintiff’s case due to their credibility, with an example of how a police report changed a seemingly clear “slam dunk” trip-and-fall case.

Ambulance Records: statements made to ambulance personnel carry significant weight because they occur immediately after accidents, often contradicting later claims.

Surveillance (“Big Brother Is Watching You”): security cameras and cell phone videos can contradict plaintiffs’ versions of events, and how surveillance can catch plaintiffs performing activities they claim they cannot do.

Litigation History: databases can reveal prior claims about the same injuries, potentially undermining credibility.

Medical Records: filing a lawsuit waives doctor-patient privilege, allowing defense access to all medical history to determine if injuries pre-existed.

Spoliation: the importance of preserving evidence and the sanctions that can result from its destruction.

Personal Investigation: defendants can research plaintiffs’ activities, hobbies, and online presence to contradict injury claims.

Medical Experts: defense experts can challenge plaintiffs’ medical claims and how medical expert credibility can be attacked.

Physical/Mental Examinations: defense-appointed doctors typically minimize plaintiffs’ injuries.

Conclusion: Injured people must discuss their case weaknesses with their attorneys early to prepare for these defense tactics.